![\"\"](\"https:\/\/dpcon.es\/wp-content\/uploads\/2013\/12\/seguro-viviendas.jpg\")
<\/span>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=”20px|0px|27px|0px|false|false” _builder_version=”3.21.4″][et_pb_column type=”4_4″ _builder_version=”3.21.4″][et_pb_text _builder_version=”3.21.4″ text_font=”Lato||||||||” text_text_color=”#3d3d3d” text_font_size=”16px” text_orientation=”justified”]The Spanish Building Act (Ley de Ordenaci\u00f3n de la Edificaci\u00f3n, LOE) requires <\/span>developers to take out 10-year structural insurance (seguro decenal) covering damage or defects affecting the mechanical strength or stability of the building<\/b>. And how is that obligation enforced? By not allowing the new build to be registered at the Land Registry, which in practice makes it impossible for the developer to obtain mortgage finance, market the homes, etc. If the developer does not go to the Notary with that insurance, there is nothing to be done, and the building remains outside the Land Registry until those 10 years have passed.<\/p>\n But this obligation, which has worked, <\/span>applies only to buildings intended for housing,<\/b> <\/span>under article 19.1.c) of the LOE and its Second Additional Provision. Industrial buildings, public, administrative and commercial buildings, and even self-build projects were exempt.<\/p>\n However, a Bill is currently going through the legislative process to change the rules so that all types of buildings are required to take out the guarantees provided for homes in the Spanish Building Act.<\/p>\n Specifically, the bill aims for \u201ccommercial, industrial and any other activities to be able to enjoy, like housing, the protection of damage insurance<\/b> <\/span>guaranteeing the proper construction of the buildings they need to build to carry on their business\u201d.<\/p>\n And not only that, but also to <\/span>extend that requirement to three-year insurance in order to improve the quality of construction<\/b> <\/span>in matters relating to the habitability, functionality and accessibility of buildings, as provided for in the LOE, making it compulsory to take out such insurance as well.<\/p>\n In other words, any type of building could have insurance covering all damage, and the \u201cbenefits\u201d of guarantees against damage to buildings would be extended to all constructions, so as to encourage the construction of new buildings as well as the refurbishment and renovation of existing ones.<\/p>\n However, this bill <\/span>is still awaiting approval in Congress, and it would also need to be backed<\/b> <\/span>by what the <\/span>insurers<\/b> offer, bringing new products to the market that can meet these needs.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.21.4″ custom_padding=”6px|0px|1px|0px|false|false”][et_pb_row custom_padding=”27px|0px|7px|0px|false|false” _builder_version=”3.21.4″][et_pb_column type=”4_4″ _builder_version=”3.21.4″][et_pb_comments show_avatar=”off” show_reply=”off” show_count=”off” _builder_version=”3.21.4″ header_level=”h6″ header_font=”Lato||||||||” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” 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Your data will not be shared with third parties except when legally required, and will be retained until you request deletion.<\/span> [\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||||||” text_font_size=”16px” text_line_height=”1.9em” link_font=”||||||||” link_text_color=”#ffffff” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_font_size=”40px” header_2_font=”Playfair Display|700|||||||” header_2_font_size=”40px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”Lato|700|||||||” header_4_text_color=”rgba(255,255,255,0.4)” header_4_font_size=”16px” header_4_line_height=”1.5em” background_color=”#3550a0″ background_layout=”dark” custom_margin=”|||” custom_padding=”|40px||40px|true|true” animation_style=”zoom” animation_intensity_zoom=”2%” header_font_size_tablet=”30px” header_font_size_phone=”24px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”30px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|tablet” locked=”off” global_colors_info=”{}”]<\/p>\n Contact<\/p>\n Telephones: 911 61 01 65 \/ 646 567 732<\/a><\/p>\n Email: dpcon@dpcon.es<\/a><\/p>\n Headquarters: Paseo de la Castellana 257, 1\u00ba Sur SERVICE ALL OVER SPAIN<\/p>\n [\/et_pb_text][et_pb_button button_alignment=”left” _builder_version=”4.16″ custom_button=”on” button_text_size=”15px” button_text_color=”#4159a0″ button_bg_color=”rgba(255,255,255,0)” button_border_width=”2px” button_border_color=”rgba(65,89,160,0.08)” button_border_radius=”100px” button_font=”Lato|700|||||||” button_use_icon=”off” custom_padding=”15px|30px|15px|30px|true|true” button_border_color_hover=”#4159a0″ locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”on” button_border_color__hover=”#4159a0″ button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n <\/p>\n <\/span>Legal notice<\/a>| Privacy Policy<\/a> | Cookie Policy<\/a><\/span><\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Compulsory insurance for all types of building?
You may exercise your rights of access, rectification, erasure, portability, restriction, objection and withdrawal of consent at any time by writing to dpcon@dpcon.es.<\/span><\/p>\n
CP 28046, Madrid<\/p>\n<\/span> The Spanish Building Act (Ley de Ordenaci\u00f3n de la Edificaci\u00f3n, LOE) requires developers to take out 10-year structural insurance (seguro decenal) covering damage or defects affecting the mechanical strength or stability of the building. And how is that obligation enforced? By not allowing the new build to […]<\/p>\n","protected":false},"author":2,"featured_media":5951,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"compulsory building insurance","_yoast_wpseo_title":"Compulsory Insurance for All Types of Building? - %%sitename%%","_yoast_wpseo_metadesc":"In Spain, 10-year structural insurance is only compulsory for residential buildings. A bill proposes extending it and 3-year insurance to all buildings.","_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_et_pb_page_layout":"et_no_sidebar"},"categories":[1403],"tags":[],"class_list":["post-10669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"\n